Terms of Use

Last updated: June 29, 2026

📄 Agreement

By downloading, installing, or using Subi ("the App"), you agree to be bound by these Terms of Use. If you do not agree to these terms, do not use the App.

🛠 Use of the App

Subi is a personal household net worth tracking and financial planning tool. The App is provided for informational and educational purposes only. You may use the App for your personal, non-commercial use in accordance with these terms.

You are responsible for all data you enter into the App and for maintaining the security of your device and any passcodes you set within the App.

Not Financial Advice

The App and its features, including retirement simulations, Monte Carlo analyses, mortgage calculators, and college fund projections, do not constitute financial, investment, tax, or legal advice.

All projections and calculations are based on hypothetical assumptions and simplified models. Past performance does not guarantee future results. Actual outcomes may vary significantly from any projection provided by the App.

You should consult with a qualified and licensed financial advisor, tax professional, or legal counsel before making any financial decisions.

No Warranties

The App is provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to:

🛡 Limitation of Liability

To the maximum extent permitted by applicable law, the developer of Subi shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, data, or goodwill, arising out of or in connection with your use of the App.

This includes, without limitation, any financial losses resulting from decisions made based on information or projections provided by the App.

💾 Your Data

All data is stored locally on your device. The developer does not have access to your data and cannot recover it if lost. You are solely responsible for:

© Intellectual Property

The App, including its design, code, graphics, and content, is the intellectual property of the developer and is protected by applicable copyright and intellectual property laws. You may not copy, modify, distribute, or reverse-engineer any part of the App.

🚫 Termination

You may stop using the App at any time by uninstalling it from your device. Uninstalling the App will delete all locally stored data. The developer reserves the right to discontinue the App at any time without notice.

📝 Changes to These Terms

We may update these Terms of Use from time to time. Changes will be reflected by updating the "Last updated" date at the top of this page. Continued use of the App after changes constitutes acceptance of the updated terms.

Contact

If you have questions about these terms, contact us at subi@hirzamitz.com.